| FIELD | DOCUMENT A VALUE | DOCUMENT B VALUE | CONFLICT | SOURCE A | SOURCE B | CONFIDENCE | HUMAN REVIEW NEEDED | | ------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------- | ------------------------------------------------------------------------------ | ---------- | ------------------- | | Insured Name | Northbridge Precision Components, Inc. | Northbridge Precision Components, Inc. | NO CONFLICT | Document 1 — Applicant Name | Document 2 — Named Insured | HIGH | NO | | Insured Name | Northbridge Precision Components, Inc. | Northbridge Precision Components Inc. | NORMALIZED MATCH — punctuation difference only; substantive insured identity is consistent. | Document 1 — Applicant Name | Document 3 — Insured | HIGH | NO | | Insured Name | Northbridge Precision Components Inc. | Northbridge Precision Components, Inc. | NORMALIZED MATCH — punctuation difference only; substantive insured identity is consistent. | Document 3 — Insured | Document 4 — Cover Email, opening paragraph | HIGH | NO | | Location Address | 1840 Meridian Industrial Drive, Dayton, OH 45414 | 1840 Meridian Industrial Drive, Dayton, OH 45414 | NO CONFLICT | Document 1 — Location Address | Document 2 — Location 001 | HIGH | NO | | Location Address | 1840 Meridian Industrial Drive, Dayton, OH 45414 | 1840 Meridian Industrial Dr., Dayton, OH 45414 | NORMALIZED MATCH — “Drive” and “Dr.” are equivalent address representations with no substantive difference identified. | Document 1 — Location Address | Document 3 — Location 001 | HIGH | NO | | Location Address | 1840 Meridian Industrial Drive, Dayton, OH 45414 | 1840 Meridian Industrial Dr., Dayton, OH 45414 | NORMALIZED MATCH — “Drive” and “Dr.” are equivalent address representations with no substantive difference identified. | Document 2 — Location 001 | Document 3 — Location 001 | HIGH | NO | | Building Value | $8,750,000 | $9,800,000 | **APPARENT CONFLICT —** the ACORD 140 reports a building value of $8.75M, while the SOV reports $9.8M for the same Location 001. The Broker Cover Email states that the building replacement value was updated to approximately $9.8M following the 2026 property valuation review, but this does not establish which source is operative or supersede the ACORD value. | Document 2 — Building Value | Document 3 — Location 001, Building Value | HIGH | YES | | Building Value | $8,750,000 | Current building replacement value “approximately $9.8M” | **APPARENT CONFLICT —** the ACORD 140 reports $8.75M, whereas the broker states the current building replacement value is approximately $9.8M. The difference is substantive; the broker statement provides context for the higher figure but does not independently resolve the discrepancy. | Document 2 — Building Value | Document 4 — Cover Email, paragraph stating updated building replacement value | HIGH | YES | | Building Value | $9,800,000 | “approximately $9.8M” | NORMALIZED MATCH — the SOV reports $9.8M and the broker describes the updated value as approximately $9.8M; the qualification “approximately” is preserved and does not create a substantive inconsistency on its own. | Document 3 — Location 001, Building Value | Document 4 — Cover Email, paragraph stating updated building replacement value | HIGH | NO | | Contents / Business Personal Property Value | $5,200,000 | $5,650,000 | **APPARENT CONFLICT —** the ACORD 140 reports Business Personal Property of $5.2M, while the SOV reports Contents Value of $5.65M for the same location. The available evidence does not state that one figure supersedes the other. | Document 2 — Business Personal Property | Document 3 — Location 001, Contents Value | HIGH | YES | | Business Income Value | $3,100,000 | $3,100,000 | NO CONFLICT | Document 2 — Business Income | Document 3 — Location 001, Business Income | HIGH | NO | | Annual Sales / Revenue | $24,800,000 | “approximately $25M in annual revenue” | NORMALIZED MATCH — $24.8M is reasonably represented as approximately $25M; the broker’s approximation does not, by itself, establish a substantive discrepancy. | Document 1 — Annual Sales | Document 4 — Cover Email, paragraph describing annual revenue | MEDIUM | NO | | Operations / Occupancy | “Precision machining and fabrication of metal components for industrial equipment manufacturers. Operations include CNC machining, metal cutting, welding, powder coating, and final assembly. Approximately 15% of annual sales is generated from on-site field installation and repair services.” | “Machine Shop / Light Manufacturing” | NON-COMPARABLE — both relate to the insured’s business activities, but the ACORD 125 provides detailed operations and an additional 15% field installation/repair exposure, whereas the ACORD 140 provides an occupancy classification. The available evidence does not establish that the statements are intended to represent the same fact at the same scope. | Document 1 — Nature of Business / Operations Description | Document 2 — Building Occupancy | MEDIUM | YES | | Operations / Business Description | “Precision machining facility in Dayton” | “Precision machining and fabrication of metal components for industrial equipment manufacturers. Operations include CNC machining, metal cutting, welding, powder coating, and final assembly.” | NON-COMPARABLE — the broker email provides a high-level business description, while the ACORD 125 provides a more detailed operational representation. The statements are directionally related but are not sufficiently identical in scope to treat as a direct field-for-field comparison. | Document 4 — Cover Email, description of insured operations | Document 1 — Nature of Business / Operations Description | MEDIUM | YES | | Prior Loss Information | “Three property losses reported during the past five years.” | “Loss runs for the prior five years are included separately.” | INSUFFICIENT EVIDENCE — the broker confirms that loss runs exist but does not state their loss count or contents. The available Document 4 statement therefore cannot be used to verify or contradict the three-loss representation in Document 1. | Document 1 — Prior Losses | Document 4 — Cover Email, statement that loss runs are included separately | HIGH | YES | ### Review outcome The principal apparent conflicts are the **building value** and **contents/business personal property value** differences between the ACORD 140 and SOV. The broker email provides evidence supporting the updated **$9.8M building value**, but it does not authorize a final resolution of the discrepancy or establish that the ACORD 140 figure is superseded. The **$3.1M business income value** is consistent across the ACORD 140 and SOV, while **annual sales of $24.8M** is reasonably consistent with the broker's approximate **$25M** representation.