DIVORCE SETTLEMENT PLANNING DOCUMENT — ATTORNEY PREPARATION AID Document Ref: DSPD-2026-001 Date of Preparation: June 1 2026 IMPORTANT: This is a personal planning and preparation document only. It is not a legal agreement of any kind. 1. OVERVIEW OF THE SITUATION 1.1 Parties: Priya and Arjun, Mumbai Maharashtra India. 1.2 Length of marriage: 9 years. 1.3 Date of separation: June 2026. 1.4 Children: Two children aged 6 and 9, currently residing with Priya. 1.5 Both parties are employed and earning independently. 2. PURPOSE OF THIS DOCUMENT This document is your personal preparation aid to help you organize your thoughts and priorities before meeting with your family law attorney. Every section is a starting point for professional discussion, not a final decision or legal commitment. 3. MARITAL ASSETS OVERVIEW Real Property: Family home, approximate value INR 95 lakhs. Discussion point: how this property will be addressed is a key topic for your attorney, particularly given the children are living there. Bank and Savings: Joint savings account, approximate balance INR 8 lakhs. Discussion point: how these funds will be managed or divided during the separation process. Retirement Accounts: Arjun's PPF account, approximate value INR 12 lakhs. Discussion point: your attorney can advise on how individually held retirement savings are typically addressed in a separation under applicable law. Vehicle: One car. Discussion point: who will have use of the car going forward given work and childcare needs. 4. SHARED DEBTS AND LIABILITIES Home loan with an EMI of INR 35,000 per month. Discussion point: continuing responsibility for the home loan during and after separation is an important topic for your attorney given both parties' income levels. How this obligation is managed is a legal matter requiring professional guidance. 5. REAL PROPERTY CONSIDERATIONS Key questions to explore with your attorney: Will Priya and the children remain in the family home? If so, what are the options for managing the mortgage obligation? If the property is eventually sold, how might the proceeds be addressed? What impact might any change in living arrangements have on the children's school continuity? These are discussion questions, not decisions. 6. PARENTING ARRANGEMENTS TO EXPLORE Residence: The children are currently living with Priya. Both parties want active roles. Questions to explore: What regular living arrangement would work best for the children day to day given their school and activities? Parenting Schedule: What weekly schedule would allow both Priya and Arjun to have meaningful time with the children? How will handovers be managed practically? School Holidays: How will longer school holidays, festivals, and special events be shared? Decision-Making: How will major decisions about the children's education, healthcare, and activities be made going forward? 7. CHILD FINANCIAL SUPPORT CONSIDERATIONS Key topics to raise with your attorney: How is child financial support calculated under applicable Maharashtra law or Indian family law guidelines? What are each parent's financial obligations given their respective incomes? How will ongoing costs such as school fees, medical expenses, and extracurricular activities be managed? Your attorney can explain the specific framework that applies to your situation. 8. SPOUSAL SUPPORT CONSIDERATIONS There is a meaningful income difference between Priya (INR 45,000 per month) and Arjun (INR 120,000 per month). Key questions to raise with your attorney: Is spousal or maintenance support a consideration under applicable law given this income difference? If so, what factors does the applicable law consider? For what period might any support be relevant? Your attorney can explain how applicable Indian family law addresses this. 9. EACH PARTY'S STATED PRIORITIES Priya's priorities: The children's stability and continuity of schooling are the most important things. Maintaining the family home environment for the children if possible. Arjun's priorities: Regular and meaningful access to the children. A fair approach to how the marital assets, including his PPF contributions, are addressed. Areas of apparent common ground: Both want active and ongoing parenting roles. Both appear to be approaching this with the children's needs in mind. Areas for further professional discussion: The family home and how it is managed, the specific parenting schedule, the home loan obligation, and financial support. 10. QUESTIONS TO ASK YOUR ATTORNEY Assets: How is the family home typically addressed when one party and the children remain there? How is Arjun's PPF account treated under applicable law? How are joint savings typically managed during a separation? Children: What parenting arrangements are most common in situations like ours? How does the court approach the children's stability and school continuity? What is the framework for calculating child financial support? Support: Is maintenance support a realistic consideration given our income difference? What factors does the law consider? Process: Would mediation be a helpful option for us? What are the typical timelines involved? What documentation do I need to bring to our next meeting? 11. RECOMMENDED NEXT STEPS Gather your financial documents including home loan statements, savings account records, and payslips for both parties. Arrange an initial consultation with a qualified family law attorney in Mumbai. Consider whether mediation might be a constructive option for your family alongside or before formal legal proceedings. Ensure both you and Arjun have access to independent legal advice. Take care of your own wellbeing during this process. This is a significant life event and having support around you matters as much as having good legal advice. This planning document is a preparation aid only. Everything in it must be reviewed and verified by your family law attorney before any decision is made. NOTE: This Divorce Settlement Planning Document was generated by an AI tool as a personal preparation and organization aid only. It does not constitute legal advice, family law guidance, mediation services, or financial advice, and must not be treated as a legal agreement or professional recommendation of any kind. Always work with a qualified family law attorney in your applicable jurisdiction before making any decision or entering into any agreement related to your separation.