LAST WILL AND TESTAMENT PLANNING DOCUMENT — ATTORNEY PREPARATION AID ONLY Document Ref: WTPD-2026-001 Date of Preparation: June 1 2026 IMPORTANT: This document is a personal planning and preparation aid only. It is not a will. It has no legal validity or effect of any kind. It must be reviewed by a qualified estate planning attorney before any estate planning decision is made or any formal document is prepared or signed. 1. OVERVIEW OF PERSONAL AND FAMILY SITUATION 1.1 Name: Priya Sharma, Mumbai Maharashtra India. 1.2 Marital status: Married to Arjun Sharma. 1.3 Children: Two children aged 6 and 9. 1.4 Other dependants: Priya's parents are currently dependent on her and this is an important consideration in her estate planning conversation. 1.5 This is a family situation where providing for the children, the husband, and the parents is all important and where an experienced estate planning attorney can help Priya think through how to balance these priorities clearly. 2. PURPOSE OF THIS DOCUMENT This document is Priya's personal preparation aid for her estate planning attorney consultation. It is designed to help her come to that appointment feeling organized and clear about her priorities. Every section reflects only Priya's own preliminary thoughts for professional discussion. No part of this document has any legal effect of any kind. 3. OVERVIEW OF ASSETS AND ESTATE Real Estate: Family home, approximate value INR 95 lakhs. Discussion point: how the family home should be addressed in the estate plan given Arjun and the children live there. Savings and Bank Accounts: Savings, approximate value INR 18 lakhs. Discussion point: who should receive these funds and how they should be structured. Personal Property: Gold jewelry, approximate value INR 8 lakhs including the grandmother's ring Priya wishes to leave specifically to her daughter. Discussion point: how to document specific jewelry bequests clearly. Life Insurance: Life insurance policy, approximate sum assured INR 50 lakhs. Discussion point: your attorney can explain how life insurance beneficiary designations work and how to ensure they align with the overall estate plan. 4. PEOPLE AND ORGANIZATIONS TO CONSIDER Arjun Sharma (husband): Primary beneficiary of the estate. Priya's initial thought is that Arjun should receive the main part of her estate. Children (aged 6 and 9): To inherit equally as contingent or secondary beneficiaries. Priya's initial thought is that the children should inherit equally if Arjun is not able to do so. Daughter: Priya wishes her daughter to receive her grandmother's jewelry ring as a specific bequest. Priya's parents: Priya has expressed concern about her parents' care if she passes first. This is an important topic to raise with her attorney. 5. SPECIFIC BEQUESTS AND SENTIMENTAL ITEMS 5.1 Grandmother's jewelry ring: Priya wishes this specific item to go to her daughter. Key question for her attorney: How is a specific bequest of personal jewelry most clearly and effectively documented in a will under applicable Indian law? 6. EXECUTOR CONSIDERATIONS 6.1 Primary executor: Arjun Sharma (husband). Qualities considered: he knows the family finances and has the family's best interests at heart. 6.2 Alternate executor: Kavita (sister), in case Arjun is not able to serve. 6.3 Key questions for her attorney: What does being an executor involve under applicable Indian law? Is Arjun willing and prepared to take this on? What happens if both Arjun and Kavita are unable to serve? 7. GUARDIAN CONSIDERATIONS FOR MINOR CHILDREN 7.1 Priya's initial thought is that her sister Kavita should care for the children if both Priya and Arjun were no longer able to do so. 7.2 Key qualities Priya is considering: Kavita's close relationship with the children, her values, and her ability to provide a stable and loving home. 7.3 Key questions for her attorney: How does a guardian nomination work under applicable Indian law? What happens if Kavita is not able to serve? Has Kavita been asked whether she is willing and able to take on this responsibility? 8. SPECIFIC CONCERNS AND UNIQUE CIRCUMSTANCES 8.1 Parents' care: Priya is concerned about who will care for her parents financially if she passes first. Key question for her attorney: Are there arrangements that can be made in the will to provide for Priya's parents, and how does this interact with the primary provisions for Arjun and the children? 8.2 Hindu funeral wishes: Priya wants to ensure her funeral is conducted in accordance with Hindu traditions. Key question for her attorney: What is the most effective way to communicate funeral wishes to family in advance given that a will may not be read immediately? 9. KEY QUESTIONS TO RAISE WITH YOUR ATTORNEY Assets: How is the family home handled in an estate under applicable Indian law? How do life insurance beneficiary designations interact with the will? Beneficiaries: What is the clearest way to structure the estate so that Arjun inherits first and the children inherit equally if Arjun is not able to? How can Priya's parents' care be addressed? Executor and guardian: What does the executor role involve? How does a guardian nomination work in Mumbai? Specific bequests: What is the most effective way to document the specific bequest of grandmother's jewelry to her daughter? Process: What are the formal requirements for a valid will in Maharashtra India? What documents should Priya bring to the first appointment? 10. RECOMMENDED NEXT STEPS Contact a qualified estate planning attorney in Mumbai as soon as possible. Gather the family home ownership documents, bank and savings account records, the life insurance policy documents, and a list of the jewelry items and their approximate values before the first appointment. Have a conversation with Kavita to confirm she is willing and able to serve as both alternate executor and guardian for the children. Set a specific date to complete this planning rather than deferring it. This document is a preparation aid only. Everything here must be reviewed and properly formalized by a qualified estate planning attorney before it has any effect. NOTE: This Last Will and Testament Planning Document was generated by an AI tool as a personal preparation and organization aid only. It is not a will, it is not a legal document of any kind, it has no legal validity or effect whatsoever, and it must not be treated or used as a substitute for a properly drafted, executed, and witnessed will prepared by a licensed estate planning attorney. Always work with a qualified estate planning attorney in your applicable jurisdiction before making any estate planning decision.