PART 1. ANGLE CHECK Angle A: First Salary Habits. One small money habit per video that the viewer can try the same day. - Easy to show without a face: 3 - Can repeat as a series: 3 - Fits weekly hours: 3 - Clear reason to watch the next video: 2 - Total: 11 Angle B: Payslip Decoded. One line of a first payslip explained per video, ending with a habit. - Easy to show without a face: 3 - Can repeat as a series: 2 (a payslip has a limited number of lines, and the rules differ by country) - Fits weekly hours: 2 (almost every video needs a fact check) - Clear reason to watch the next video: 2 - Total: 9 Angle C: First Month Diary. A made-up first-job earner's money month told in episodes, each one ending with a habit. - Easy to show without a face: 2 (a consistent character needs AI images or animation, which are tools you did not list) - Can repeat as a series: 3 - Fits weekly hours: 1 - Clear reason to watch the next video: 3 - Total: 9 Picked: Angle A, First Salary Habits, with the highest total of 11. PART 2. CHANNEL CONCEPT - Channel name ideas: First Salary Habits / Payday Habits / Starter Money Moves - One-line promise: One small money habit you can try today, explained in under a minute. - Voice and tone: A calm, friendly older-sibling voice that uses plain words, no jargon, no judgement and no hype. - Visual style: Most videos use free stock footage of everyday money moments (wallets, coin jars, receipts, hands on a phone, shopping bags) with bold animated text made in your free phone editor. The backup is full-screen animated text cards on a plain colour background, for any beat where no stock clip fits. - What every video gives the viewer: One habit, the exact first step and a way to start it today. PART 3. THREE REPEATABLE SERIES Series 1: Try It Today Beat structure: - 0 to 5 s, Hook (5 s): stock clip of hands holding a phone or wallet, with bold hook text in the top third. - 5 to 12 s, The problem (7 s): quick cuts of everyday spending clips, plus one short line of text naming the problem. - 12 to 25 s, The habit (13 s): a calm stock clip such as a coin jar or a notebook, with the habit's name animated large. - 25 to 38 s, Do it today (13 s): stock clip of hands on a phone or writing in a notebook, with numbered steps appearing one by one. - 38 to 45 s, Recap and next (7 s): plain colour text card with the habit in one line and the topic of the next video. Total: 5 + 7 + 13 + 13 + 7 = 45 seconds Titles: 1. Pay yourself first on payday 2. Give your savings a name 3. Sleep on it before you buy 4. Find the subscriptions you forgot about 5. Track every spend until bedtime Series 2: Money Words Beat structure: - 0 to 5 s, Hook question (5 s): the word in large letters with a question mark, over a stock clip of a paper bill or payslip with no readable details. - 5 to 15 s, Plain meaning (10 s): full-screen animated text card with the meaning in eight words or fewer. - 15 to 27 s, Everyday example (12 s): a stock clip that matches the example, such as keys or groceries, with a simple two-column text overlay. - 27 to 39 s, Habit to try today (12 s): stock clip of hands on a phone or notebook, with the habit shown as one numbered step. - 39 to 45 s, Recap (6 s): plain colour text card with the word and its one-line meaning. Total: 5 + 10 + 12 + 12 + 6 = 45 seconds Titles: 1. Gross pay vs net pay, simply explained 2. What an emergency fund really is 3. Fixed costs vs flexible costs 4. What a payslip deduction is 5. What interest on a card balance means Series 3: Money Mistake Fix Beat structure: - 0 to 5 s, The mistake (5 s): a stock clip acting out the mistake, such as shopping bags, with the text "Mistake:" and the mistake. - 5 to 13 s, Why it happens (8 s): a slow stock clip with one line of text. - 13 to 21 s, What it leads to (8 s): stock clip of an empty wallet or a stack of bills, with the consequence in short text and no numbers. - 21 to 37 s, The fix (16 s): a "Fix:" text card with two short steps, over a calm stock clip. - 37 to 45 s, Try it today (8 s): plain colour text card with the one action. Total: 5 + 8 + 8 + 16 + 8 = 45 seconds Titles: 1. Blowing your first paycheck too fast 2. Paying only the minimum on a card 3. Saying yes to every night out 4. Forgetting the bills that rarely come 5. Keeping all your money in one account PART 4. FIRST TEN VIDEOS 1. Video 1: Pay yourself first on payday Series: Try It Today First line: "Before you spend your first paycheck, do this one thing." Main visual: stock footage of hands, a phone and a coin jar 2. Video 2: Gross pay vs net pay, simply explained Series: Money Words First line: "Your offer said one number. Your account shows a smaller one." Main visual: animated text cards over a stock clip of a paper payslip 3. Video 3: Blowing your first paycheck too fast Series: Money Mistake Fix First line: "Payday felt great. Then the money was gone before the next one." Main visual: stock footage of shopping bags, takeaway food and card taps 4. Video 4: Give your savings a name Series: Try It Today First line: "An account called savings is easy to raid. Give it a job." Main visual: stock footage of hands writing in a notebook, with animated text labels 5. Video 5: What an emergency fund really is Series: Money Words First line: "An emergency fund is not a fun fund. Here is the difference." Main visual: stock footage of a flat tyre and a cracked phone screen 6. Video 6: Paying only the minimum on a card Series: Money Mistake Fix First line: "The minimum payment looks friendly. It is not on your side." Main visual: stock footage of hands holding a card and a paper bill 7. Video 7: Sleep on it before you buy Series: Try It Today First line: "Want it right now? Sleep on it, then ask yourself again." Main visual: stock footage of a logo-free shopping page on a laptop and a bedside lamp switching off 8. Video 8: Fixed costs vs flexible costs Series: Money Words First line: "Some bills never change. Others you control. Know which is which." Main visual: two-column animated text cards over stock clips of keys and groceries 9. Video 9: Forgetting the bills that rarely come Series: Money Mistake Fix First line: "Some bills only show up rarely, and they always feel like a shock." Main visual: stock footage of envelopes and a calculator 10. Video 10: Find the subscriptions you forgot about Series: Try It Today First line: "You might be paying for something you forgot you signed up for." Main visual: stock footage of hands scrolling a phone, with an animated text checklist PART 5. SAMPLE SCRIPT FOR VIDEO 1 Video 1: Pay yourself first on payday (Try It Today, 45 seconds) Beat 1, Hook, 0 to 5 s Voiceover: "Before you spend your first paycheck, do this one thing." On-screen text: DO THIS BEFORE YOU SPEND Visual: stock clip of hands taking a card out of a wallet Beat 2, The problem, 5 to 12 s Voiceover: "If you save whatever is left at the end, there is often nothing left." On-screen text: Save what's left = nothing left Visual: quick cuts of shopping bags, takeaway food and a card tap Beat 3, The habit, 12 to 25 s Voiceover: "So flip it. Pay yourself first. The day your salary arrives, move a small, fixed amount into a separate savings account, before you spend anything else." On-screen text: PAY YOURSELF FIRST, then "Salary in, savings first, then spend" Visual: stock clip of coins dropping into a jar Beat 4, Do it today, 25 to 38 s Voiceover: "Today, pick an amount that feels almost too easy. Set up an automatic transfer for every payday, if your bank allows it. If not, set a payday reminder on your phone." On-screen text: 1. Pick an easy amount / 2. Automate it or set a reminder Visual: stock clip of hands tapping on a phone screen Beat 5, Recap and next, 38 to 45 s Voiceover: "Pay yourself first, then spend. Next video: why your payslip shows less than your offer." On-screen text: Pay yourself first. Then spend. / Next: why your pay looks smaller Visual: plain colour text card Word count: 10 + 14 + 26 + 31 + 15 = 96 words. At about 150 words per minute that is roughly 38 seconds of speech, which leaves room for pauses inside the 45 seconds. PART 6. WEEKLY PRODUCTION ROUTINE This plan makes three videos a week. Making more would take more than 5 hours, so stay at three. Day 1: Choose three titles from the series lists (10 min). Write all three scripts in the beat templates and mark any line that needs (check source) (50 min). Total: 60 min Day 2: Check each marked claim on an official public page, or cut the claim (15 min). Make all three text-to-speech voiceovers and fix any mispronounced words (25 min). Total: 40 min Day 3: Find and download stock clips for all three videos into one folder per video (40 min). Total: 40 min Day 4: Edit two videos from the series templates (60 min). Total: 60 min Day 5: Edit the third video (30 min). Export all three and watch each one muted to check the text is readable (10 min). Write the titles, descriptions and voice disclosures for all three (15 min). Post the first video (5 min). Total: 60 min Day 6: Post the second video (5 min). Reply to comments and save viewer questions as future topics (10 min). Total: 15 min Day 7: Post the third video (5 min). Note which hook held viewers longest and add three new titles to the lists (15 min). Total: 20 min Weekly total: 295 minutes, which is 4 hours 55 minutes and within your 5-hour limit. Batching tip: Build one master project per series in your phone editor, with the text styles, beat timings and end card already in place. For each new video, duplicate that project and swap in only the clips, the voiceover and the words. If your editor cannot duplicate projects, keep a screenshot of the text sizes and positions for each series and copy them by hand. PART 7. RISK CHECK 1. Reused footage: Stock clips with only a voice on top can count as reused content. Fix: give every video its own script, animated text and captions, and never repeat a clip in back-to-back videos. 2. Music rights: Unlicensed tracks can get a video muted or blocked. Fix: use only the platform's own free audio library, or skip music, since the voice and text carry this format. 3. Repeated templates: Videos that all look the same feel mass-produced, so viewers swipe away. Fix: keep the beat structure, but change the hook visual in every video and give each series its own colour. 4. AI voice disclosure: A text-to-speech voice can sound flat and may need a label. Fix: pick a natural voice at a slightly slower speed, say in the description that the voice is text-to-speech, and use the platform's disclosure setting wherever it asks for one. 5. Unsourced claims: A wrong tax or interest fact damages trust and can be flagged as misleading. Fix: keep scripts about habits rather than rules, check every (check source) line on an official public page, and add "General information, not financial advice" to each description. Check each platform's current rules before posting.