-------------------------------------------------- DRAFT FOR ATTORNEY REVIEW ONLY — NOT LEGAL OR FINANCIAL ADVICE IMPORTANT: This document is a structured preparation draft only. Guarantee and indemnity obligations create significant personal financial liability. Arjun Kapoor must obtain independent legal advice from a qualified attorney of his own choice before signing this document. Applicable guarantee law under the Indian Contract Act 1872, consumer protection requirements, stamp duty on guarantee instruments under the Maharashtra Stamp Act, and the interaction with the Insolvency and Bankruptcy Code 2016 must be confirmed with a qualified Indian attorney before this document is executed. -------------------------------------------------- GUARANTEE AND INDEMNITY — DRAFT FOR ATTORNEY REVIEW Document Ref: GI-2026-001 Date: June 1 2026 GUARANTOR: Arjun Kapoor Director, SkyTech Solutions Pvt Ltd Mumbai Maharashtra India Email: [guarantor email] PRINCIPAL DEBTOR: SkyTech Solutions Pvt Ltd Mumbai Maharashtra India Email: [company email] BENEFICIARY: Sunrise Commercial Finance Pvt Ltd Mumbai Maharashtra India Email: [lender email] 1. RECITALS 1.1 Sunrise Commercial Finance Pvt Ltd has advanced or agreed to advance a term loan of INR 40,00,000 to SkyTech Solutions Pvt Ltd under a loan agreement dated June 1 2026 on the terms of which SkyTech Solutions Pvt Ltd is the principal borrower. 1.2 Arjun Kapoor is the director of SkyTech Solutions Pvt Ltd and has agreed to provide this guarantee and indemnity in favor of Sunrise Commercial Finance Pvt Ltd to support the obligations of the company. 1.3 Arjun Kapoor confirms his intent to provide an unconditional and irrevocable guarantee and indemnity on the terms set out in this document. 2. DEFINITIONS 2.1 Guarantor: Arjun Kapoor personally. 2.2 Principal Debtor: SkyTech Solutions Pvt Ltd. 2.3 Beneficiary: Sunrise Commercial Finance Pvt Ltd. 2.4 Guaranteed Obligations: All amounts of principal, interest, fees, charges, and any other sums payable by SkyTech Solutions Pvt Ltd to Sunrise Commercial Finance Pvt Ltd under the loan agreement dated June 1 2026 and any variation or amendment to it. 2.5 Demand: A written payment demand issued by Sunrise Commercial Finance Pvt Ltd to Arjun Kapoor under this guarantee. 2.6 Indemnity: The obligation of Arjun Kapoor to hold harmless Sunrise Commercial Finance Pvt Ltd against all loss as described in Section 5. 2.7 Continuing Guarantee: This guarantee covers all present and future Guaranteed Obligations as described in Section 9. 2.8 Discharge: The full release of Arjun Kapoor's obligations as described in Section 11. 2.9 Effective Date: The date on which Arjun Kapoor signs this document. 3. GUARANTEE 3.1 Arjun Kapoor unconditionally and irrevocably guarantees to Sunrise Commercial Finance Pvt Ltd the due and punctual payment and performance of all Guaranteed Obligations. 3.2 If SkyTech Solutions Pvt Ltd fails to pay any sum or perform any obligation under the Guaranteed Obligations when due, Arjun Kapoor will on written Demand from Sunrise Commercial Finance Pvt Ltd pay that sum or procure performance as if he were the primary obligor. 3.3 This is an unlimited continuing guarantee. No financial cap applies to Arjun Kapoor's liability. 3.4 Note: The enforceability of an unlimited personal guarantee by a company director under the Indian Contract Act 1872 and any applicable consumer protection law must be confirmed with a qualified Indian attorney before execution. 4. INDEMNITY 4.1 Arjun Kapoor agrees to indemnify and hold harmless Sunrise Commercial Finance Pvt Ltd against all losses, costs, claims, damages, expenses, and legal costs that Sunrise Commercial Finance Pvt Ltd suffers or incurs as a result of any failure by SkyTech Solutions Pvt Ltd to meet the Guaranteed Obligations, any unenforceability of this guarantee for any reason, and any costs incurred in enforcing this guarantee or indemnity. 4.2 The indemnity in this Section 4 is independent of the guarantee and survives any unenforceability of the guarantee itself. 5. NATURE OF LIABILITY 5.1 Arjun Kapoor's liability is joint and several with SkyTech Solutions Pvt Ltd. 5.2 Sunrise Commercial Finance Pvt Ltd may make written Demand on Arjun Kapoor without first making demand on SkyTech Solutions Pvt Ltd and without first exhausting any other remedy against the company or its assets. 5.3 Note: The right of the Beneficiary to demand from the Guarantor without first pursuing the Principal Debtor under Indian guarantee law must be confirmed with a qualified attorney. 6. DEMAND PROCESS 6.1 A valid Demand must be made in writing addressed to Arjun Kapoor at his registered address stated in this document. 6.2 Each Demand must state the amount claimed and the basis of the claim with reference to the Guaranteed Obligations. 6.3 Arjun Kapoor must pay the amount demanded within 10 business days of receiving a valid written Demand. 6.4 Interest at 15 percent per annum will accrue on any amount not paid within 10 business days of a valid Demand. 6.5 Note: Interest on unpaid guarantee demands under Indian law must be confirmed with a qualified attorney. 7. LIMITATIONS ON THIS GUARANTEE 7.1 No financial cap applies to Arjun Kapoor's liability under this guarantee. 7.2 This guarantee covers all present and future Guaranteed Obligations of SkyTech Solutions Pvt Ltd to Sunrise Commercial Finance Pvt Ltd. 8. CONTINUING NATURE 8.1 This guarantee is a continuing security and will not be discharged by any variation of the underlying loan agreement, any time or indulgence granted by Sunrise Commercial Finance Pvt Ltd to SkyTech Solutions Pvt Ltd, any change in the shareholding or directorship of SkyTech Solutions Pvt Ltd, or any other dealing between the Beneficiary and the Principal Debtor. 8.2 Note: The continuing nature of this guarantee and the effect of variations to the underlying loan agreement under the Indian Contract Act 1872 must be confirmed with a qualified attorney. 9. GUARANTOR'S RIGHTS 9.1 Following any payment made by Arjun Kapoor to Sunrise Commercial Finance Pvt Ltd under this guarantee, Arjun Kapoor has the right to be subrogated to Sunrise Commercial Finance Pvt Ltd's rights against SkyTech Solutions Pvt Ltd and to seek indemnification from SkyTech Solutions Pvt Ltd for all amounts paid. 9.2 Note: Guarantor subrogation rights under Indian law must be confirmed with a qualified attorney. 10. DISCHARGE AND RELEASE 10.1 Arjun Kapoor's obligations under this guarantee will be fully discharged when all Guaranteed Obligations have been paid and performed in full by SkyTech Solutions Pvt Ltd or when Arjun Kapoor has paid all amounts demanded under this guarantee. 10.2 Sunrise Commercial Finance Pvt Ltd will provide written confirmation of full discharge within 14 days of all obligations being satisfied. 11. GUARANTOR REPRESENTATIONS 11.1 Arjun Kapoor represents that he has full legal capacity to provide this guarantee, that providing it does not breach any other obligation, that he has had the opportunity to obtain independent legal advice, and that he is not providing this guarantee under duress or undue influence. 11.2 Note: In many jurisdictions a guarantee provided by an individual without independent legal advice or under undue influence may be unenforceable. A qualified Indian attorney must advise on these requirements before execution. 12. INDEPENDENT LEGAL ADVICE 12.1 Arjun Kapoor is strongly advised to obtain independent legal advice from a qualified attorney of his own choice before signing this document. 12.2 This guarantee creates significant personal financial liability that could extend to all of Arjun Kapoor's personal assets. 12.3 Sunrise Commercial Finance Pvt Ltd recommends that Arjun Kapoor does not sign without first obtaining independent legal advice. 12.4 Note: Independent legal advice requirements for personal guarantors under Indian law and banking regulation must be confirmed with a qualified attorney. 13. INSOLVENCY OF PRINCIPAL DEBTOR 13.1 This guarantee remains fully enforceable against Arjun Kapoor notwithstanding any insolvency, bankruptcy, or resolution proceedings against SkyTech Solutions Pvt Ltd under the Insolvency and Bankruptcy Code 2016. 13.2 Arjun Kapoor will not make any claim in the insolvency of SkyTech Solutions Pvt Ltd in competition with Sunrise Commercial Finance Pvt Ltd until all Guaranteed Obligations have been fully discharged. 13.3 Note: The interaction between personal guarantees and IBC 2016 insolvency proceedings must be confirmed with a qualified Indian insolvency attorney. 14. CONFIDENTIALITY 14.1 Both parties agree to keep the terms of this guarantee confidential for 2 years after discharge except where required by law, regulation, or professional advisors. 15. GOVERNING LAW AND DISPUTES 15.1 Laws of Maharashtra India govern this guarantee. 15.2 Disputes proceed through direct negotiation then the appropriate Mumbai civil court. ⚠️ IMPORTANT NOTICE TO GUARANTOR ⚠️ By signing below Arjun Kapoor confirms he has read this guarantee and indemnity in full, understands the nature and extent of his personal financial liability, and has either obtained independent legal advice from a qualified attorney of his own choice or has chosen to sign without doing so accepting full personal responsibility for that decision. ARJUN KAPOOR IS STRONGLY ADVISED NOT TO SIGN THIS DOCUMENT WITHOUT FIRST OBTAINING INDEPENDENT LEGAL ADVICE. Arjun Kapoor (Guarantor) Signature: ________________ Date: ____________________ Witness Name: _____________ Witness Signature: ________ Witness Address: __________ Acknowledged by: Sunrise Commercial Finance Pvt Ltd (Beneficiary) Signature: ________________ Name: ____________________ Title: ___________________ Date: ____________________ -------------------------------------------------- This Guarantee and Indemnity Letter draft was generated by an AI drafting tool as a structured preparation and documentation aid only. It does not constitute legal or financial advice. Guarantee obligations create significant personal financial liability. Arjun Kapoor must obtain independent legal advice before signing. Always have this document reviewed by a qualified attorney before any party signs. --------------------------------------------------