Highwater Net Worth Tracker

See if you are really getting ahead. Highwater tracks everything you own and owe, with no bank logins. Type balances only when they change; each account carries forward. Get net worth month by month, a trend chart, your all-time high-water mark, milestones, debt ratio, months of cash runway and the monthly pace needed to hit your goal. Flags stale balances. CSV and backup export. One HTML file, works offline. Verified: 49 tests + 56 UI checks.