## STRUCTURED OBLIGATIONS MATRIX | Obligation | Responsible Party | Trigger / Timing | Conditions / Exceptions | Supporting Clause / Evidence | Evidence Status | | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | --------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- | | Maintain commercial general liability insurance covering bodily injury and property damage arising from Tenant's use and occupancy of the Premises. | Tenant | During the applicable lease/policy period; the clause requires coverage to be maintained. | At Tenant's sole cost and expense. Minimum limits: $2,000,000 per occurrence and $4,000,000 aggregate. Coverage relates to bodily injury and property damage arising from Tenant's use and occupancy of the Premises. | Commercial Lease Agreement dated March 15, 2026, §7.1: “Tenant shall … maintain commercial general liability insurance…” | VERIFIED EVIDENCE | | Deliver certificates evidencing the required insurance coverage to Landlord before taking possession of the Premises. | Tenant | Before taking possession of the Premises. | Certificate must evidence the coverage required under §7. | §7.2: “Before taking possession of the Premises, Tenant shall deliver to Landlord certificates evidencing the required coverage.” | VERIFIED EVIDENCE | | Deliver renewal certificates to Landlord. | Tenant | No later than 15 days before expiration of the applicable policy. | Applies to renewal certificates for the applicable insurance policy. | §7.2: “Renewal certificates shall be delivered no later than fifteen (15) days before expiration of the applicable policy.” | VERIFIED EVIDENCE | | Name Landlord and Landlord's property manager as additional insureds on the required insurance coverage. | Tenant | In connection with the required insurance coverage. | Only “where commercially available.” | §7.3: “Landlord and Landlord's property manager shall be named as additional insureds where commercially available.” | VERIFIED EVIDENCE | | Provide evidence of the additional-insured endorsement. | Tenant | Upon Landlord's reasonable request. | Applies to the endorsement described in §7.3; the request must be reasonable. | §7.3: “Tenant shall provide evidence of such endorsement upon Landlord's reasonable request.” | VERIFIED EVIDENCE | | Maintain the interior of the Premises in good condition and repair. | Tenant | Ongoing during the applicable occupancy/lease period; no more specific timing stated. | Covers the interior of the Premises, including interior walls, doors, floor coverings, plumbing fixtures serving only the Premises, and non-structural interior improvements. | §8.1: “Tenant shall maintain the interior of the Premises … in good condition and repair.” | VERIFIED EVIDENCE | | Promptly notify Landlord of any condition requiring repair to structural components of the Building or any Building system serving multiple tenants. | Tenant | When a condition requiring the specified repair occurs; notification must be “prompt.” | Limited to structural components of the Building or Building systems serving multiple tenants. No specific number of days is stated. | §8.2: “Tenant shall promptly notify Landlord of any condition requiring repair…” | VERIFIED EVIDENCE | | Maintain the roof, structural components, exterior walls, and central HVAC equipment serving more than one premises. | Landlord | Ongoing during the applicable lease period; no specific timing stated. | Exception: does not apply to the extent damage is caused by Tenant's negligence or willful misconduct. The HVAC responsibility is limited to central HVAC equipment serving more than one premises. | §8.3: “Landlord shall maintain the roof, structural components, exterior walls, and central HVAC equipment serving more than one premises…” | VERIFIED EVIDENCE | | Use the Premises solely for medical-supply distribution and administrative office operations. | Tenant | During use/occupancy of the Premises. | The permitted uses are expressly limited to those stated purposes. | §12.1: “Tenant shall use the Premises solely for the operation of a medical-supply distribution and administrative office…” | VERIFIED EVIDENCE | | Obtain Landlord's prior written consent before using the Premises for another purpose. | Tenant | Before any use of the Premises for a purpose other than the stated permitted uses. | Requires Landlord's prior written consent. | §12.1: “…and for no other purpose without Landlord's prior written consent.” | VERIFIED EVIDENCE | | Comply with applicable governmental requirements relating specifically to Tenant's use of the Premises. | Tenant | When applicable governmental requirements apply to Tenant's use of the Premises. | Limited to requirements relating specifically to Tenant's use of the Premises. | §12.2: “Tenant shall comply with applicable governmental requirements relating specifically to Tenant's use of the Premises.” | VERIFIED EVIDENCE | | Cure an insurance-maintenance failure after written notice from Landlord within five business days to avoid the stated default condition. | Tenant | After written notice from Landlord concerning failure to maintain the insurance required under §7; five business-day cure period. | The provision states that failure to cure within five business days constitutes a default. This row records the source-stated cure/default condition and does not determine any broader legal effect. | §16.1: “Failure by Tenant to maintain the insurance required under Section 7, after written notice from Landlord and failure to cure within five (5) business days, shall constitute a default.” | VERIFIED EVIDENCE | | Cure any other monetary default within the stated cure period following written notice. | Tenant | Ten days following written notice from Landlord. | Applies to “any other monetary default”; §16.1 addresses insurance separately. | §16.2: “Any other monetary default shall be subject to a ten (10) day cure period following written notice.” | VERIFIED EVIDENCE | | Cure a non-monetary default within the stated cure period following written notice. | Tenant | Thirty days after written notice. | If the default cannot reasonably be cured within 30 days, the cure period is extended provided Tenant commences cure within the 30-day period and diligently pursues completion. | §16.2: “A non-monetary default shall be subject to thirty (30) days after written notice…” | VERIFIED EVIDENCE | | Commence cure of a non-monetary default within the initial 30-day period when the default cannot reasonably be cured within 30 days, and diligently pursue completion. | Tenant | Within 30 days after written notice, where the default cannot reasonably be cured within 30 days; continued diligence thereafter. | Applies only where the default cannot reasonably be cured within 30 days. The clause expressly conditions the extended cure period on commencement within 30 days and diligent pursuit of completion. | §16.2: “…provided that if the default cannot reasonably be cured within thirty (30) days, the cure period shall be extended for so long as Tenant commences cure within that period and diligently pursues completion.” | VERIFIED EVIDENCE | ### Source and amendment check **Supplied source:** Commercial Lease Agreement dated **March 15, 2026**, between **Harbor Point Properties LLC** and **Northstar Medical Supplies Inc.**, concerning **Suite 420, 1850 Meridian Avenue, Chicago, Illinois**, with a stated term of **April 1, 2026 through March 31, 2031**. **Amendments:** No lease amendments were supplied. Accordingly, no amendment adding, deleting, substituting, or modifying an obligation can be established from the provided materials. No amendment conflict is identified in the supplied evidence. **Completeness limitation:** The supplied lease text contains Sections **7, 8, 12, and 16** plus basic lease-identification information. Because the complete lease has not been supplied, this matrix should **not be treated as an exhaustive extraction of every obligation in the entire lease**. The matrix is limited to obligations and materially relevant provisions contained in the supplied text. No unsupported legal conclusion, enforceability determination, entitlement determination, or dispute outcome has been made.