-------------------------------------------------- DRAFT FOR ATTORNEY REVIEW ONLY — NOT LEGAL OR TAX ADVICE IMPORTANT: Course content is NOT professional legal, financial, or tax advice. Results are NOT guaranteed and individual outcomes vary significantly. This document is a structured preparation draft only. Consumer Protection Act 2019 India compliance for digital product terms including mandatory consumer rights, refund obligations for digital content under Indian law, GST registration and invoicing obligations for digital course sales under the CGST Act 2017, income tax treatment of online course sales income, Digital Personal Data Protection Act 2023 India compliance for collecting and processing student personal data, and copyright protection under the Copyright Act 1957 must be confirmed with a qualified Indian attorney and tax advisor before these Terms are published or any student is enrolled. -------------------------------------------------- ONLINE COURSE TERMS OF USE — DRAFT FOR ATTORNEY REVIEW Document Ref: OCT-2026-001 Date of Preparation: June 1 2026 COURSE CREATOR: Priya Sharma priyasharmadigital.com Mumbai Maharashtra India Email: [creator email] THESE TERMS GOVERN YOUR PURCHASE OF AND ACCESS TO DIGITAL MARKETING MASTERY FOR INDIAN ENTREPRENEURS. 1. ACCEPTANCE OF TERMS 1.1 By purchasing or accessing Digital Marketing Mastery for Indian Entrepreneurs you agree to be bound by these Terms of Use in full. 1.2 If you do not agree to these Terms you must not purchase or access the Course and must request a refund within the 14-day refund period described in Section 11. 1.3 These Terms apply from the date of your purchase. 2. DEFINITIONS 2.1 Creator: Priya Sharma operating through priyasharmadigital.com. 2.2 Student: Any individual who purchases or is granted access to the Course. 2.3 Course: Digital Marketing Mastery for Indian Entrepreneurs comprising all video lessons, downloadable materials, and community access as described in Section 5. 2.4 Content: All video lessons, audio materials, downloadable templates, worksheets, and any other materials included in the Course. 2.5 Access Period: Lifetime access from the date of purchase as described in Section 4. 2.6 License: The non-exclusive non- transferable personal access license as described in Section 4. 2.7 Platform: priyasharmadigital.com and any associated course hosting platform used to deliver the Course. 2.8 Intellectual Property: All Content and materials as described in Section 7. 2.9 Results Disclaimer: The disclaimer in Section 8. 2.10 Refund Period: 14 days from the date of purchase as described in Section 11. 2.11 Governing Law: Laws of Maharashtra India. 3. COURSE ACCESS LICENSE 3.1 On payment of the course fee Priya Sharma grants you a non-exclusive non- transferable personal license to access and view the Course Content for your own personal educational use during the Access Period. 3.2 This license is for one individual user only. It does not transfer any ownership of the Content or any intellectual property rights to you. 3.3 Your access is lifetime access meaning you may access the Course Content for as long as Priya Sharma continues to operate priyasharmadigital.com and the Course remains available on the platform. 3.4 Note: Digital content license terms and student access rights for online courses must comply with the Consumer Protection Act 2019 India and applicable Indian digital consumer protection provisions. A qualified attorney must confirm before these Terms are published. 4. WHAT IS INCLUDED IN THE COURSE 4.1 Your purchase of Digital Marketing Mastery for Indian Entrepreneurs includes: 1. 12 modules comprising 40 self-paced video lessons covering digital marketing strategy, social media, content marketing, SEO, paid advertising, and analytics. 2. Downloadable templates and worksheets for each module. 3. Access to the private Digital Marketing Mastery Facebook Group community for enrolled students. 4.2 Priya Sharma reserves the right to update, improve, or add to the Course Content from time to time. Updates will be made available to all enrolled Students at no additional cost within the lifetime access period. 5. PERMITTED AND PROHIBITED USES 5.1 You are permitted to: 1. Access and view the Course Content for your own personal learning. 2. Download and use the provided templates and worksheets for your own business purposes. 3. Complete course exercises and apply the strategies in your own business. 5.2 You are strictly prohibited from: 1. Sharing your login credentials or account access with any other person. 2. Screen recording, capturing, or downloading any video or audio Content. 3. Reproducing, copying, distributing, republishing, or reselling any Course Content or materials in any format, online or offline. 4. Using Course Content to create competing courses, training products, or digital products. 5. Posting or sharing Course Content on any other website, platform, or social media channel. 6. Translating, adapting, or creating derivative works from the Course Content. 5.3 Breach of any prohibited use provision entitles Priya Sharma to immediately terminate your access to the Course without refund and to pursue legal remedies for copyright infringement. 5.4 Note: IP protection provisions for online course content must comply with the Copyright Act 1957 India. A qualified attorney must confirm enforceability before publishing. 6. INTELLECTUAL PROPERTY OWNERSHIP 6.1 All Course Content including all video lessons, audio recordings, written materials, worksheets, templates, graphics, and any other materials are the exclusive intellectual property of Priya Sharma and are protected under the Copyright Act 1957 India. 6.2 You receive only the personal access license described in Section 4. You acquire no ownership or other rights in the Course Content whatsoever. 6.3 The Priya Sharma brand, the Digital Marketing Mastery course name, and associated logos are protected and may not be used without prior written consent. 7. RESULTS DISCLAIMER 7.1 Priya Sharma makes no guarantee, representation, or warranty as to the specific results, business outcomes, revenue, or benefits you will achieve by completing this Course. 7.2 Individual results depend entirely on your own effort, commitment, prior knowledge, industry, target market, and application of the digital marketing strategies taught in the Course. 7.3 Any testimonials, case studies, or income or growth examples shown in Course marketing materials are individual examples only. They are not typical results and are not a guarantee that you will achieve the same or similar outcomes. 7.4 Note: Results disclaimers and testimonial claims in digital product marketing must comply with the Consumer Protection Act 2019 India and applicable ASCI advertising guidelines. A qualified attorney must confirm compliance before these Terms and marketing materials are published. 8. NO PROFESSIONAL ADVICE DISCLAIMER 8.1 The Course Content is provided for educational and informational purposes only. It does NOT constitute professional legal, financial, tax, accounting, or business advisory advice. 8.2 Digital marketing strategies taught in the Course are general educational content. Results will vary depending on your specific business, industry, and market conditions. You must make your own independent business decisions. 8.3 Before implementing any digital marketing strategy that involves significant financial expenditure such as paid advertising, you should seek advice from a qualified professional. 8.4 Note: No-professional-advice disclaimers for online courses must comply with the Consumer Protection Act 2019 India and must be confirmed with a qualified attorney. 9. PAYMENT AND COURSE FEE 9.1 The course fee for Digital Marketing Mastery for Indian Entrepreneurs is INR 12,000 payable as a one-time payment at the time of enrollment. 9.2 Course access will be granted within 24 hours of confirmed payment clearance. 9.3 Note: GST registration obligations for digital course sales under the CGST Act 2017, the place of supply rules for digital services, and income tax treatment of online course sales income must be confirmed with a qualified Indian tax advisor. 10. REFUND POLICY 10.1 Priya Sharma offers a 14-day refund from the date of purchase subject to the following conditions: 1. Your refund request must be received within 14 days of your purchase date. 2. You must have completed fewer than 3 modules of the Course at the time of your refund request. 3. Refund requests must be sent to [creator email] with your proof of purchase. 10.2 No refund will be provided: 1. After the 14-day refund period has expired. 2. If you have completed 3 or more modules of the Course. 10.3 Approved refunds will be processed within 10 business days. 10.4 Note: Digital content refund rights under the Consumer Protection Act 2019 India may provide students with mandatory rights that cannot be excluded. A qualified attorney must confirm the refund policy compliance before these Terms are published. 11. CHARGEBACK WARNING 11.1 If you initiate an unauthorized chargeback or payment dispute with your bank or payment provider after the 14-day refund period has expired or after you have accessed 3 or more modules of the Course, Priya Sharma reserves the right to: 1. Immediately terminate your access to the Course and the Facebook Group community without further notice. 2. Pass the matter to a debt collection service to recover the amount charged back. 3. Pursue legal remedies to recover the amount charged back plus any associated costs. 11.2 If you are dissatisfied with the Course, please contact [creator email] to discuss your concerns before initiating a payment dispute. 11.3 Note: Chargeback provisions must comply with the Consumer Protection Act 2019 India and applicable RBI payment guidelines. A qualified attorney must confirm enforceability. 12. ACCOUNT AND ACCESS SECURITY 12.1 You are responsible for maintaining the security of your login credentials and must not share your login details with any other person. 12.2 Your access license is for one individual user only. Account sharing is strictly prohibited. 12.3 If Priya Sharma detects account sharing or multiple simultaneous logins from different devices in a manner inconsistent with single-user access, Priya Sharma may suspend or terminate your access without refund. 12.4 You must notify [creator email] immediately if you become aware of any unauthorized use of your account. 13. PLATFORM AND TECHNICAL ACCESS 13.1 The Course is delivered through priyasharmadigital.com and associated course hosting platform. 13.2 Priya Sharma will use reasonable efforts to maintain Course availability but does not guarantee uninterrupted access. Priya Sharma is not liable for platform downtime or technical issues outside her reasonable control. 13.3 You are responsible for ensuring you have a compatible device, browser, and internet connection to access the Course. 14. COMMUNITY RULES 14.1 Access to the private Digital Marketing Mastery Facebook Group is included with your course purchase. The following conduct rules apply: 1. Treat all community members with respect. 2. No spam, promotional, or affiliate links without prior approval. 3. Do not share Course Content, videos, or materials with community members who are not enrolled students. 4. No harassment, offensive, or discriminatory language. 14.2 Priya Sharma reserves the right to remove any student from the community for breach of these conduct rules without refund. 15. DATA PROTECTION AND PRIVACY 15.1 Priya Sharma collects, stores, and processes your personal data including your name, email address, and payment information in accordance with the Digital Personal Data Protection Act 2023 India and Priya Sharma's Privacy Policy published at priyasharmadigital.com. 15.2 Your data is collected for the purpose of delivering the Course, processing your payment, and communicating with you about the Course. 15.3 Your data will not be shared with third parties except as necessary for payment processing, course platform operation, and as required by applicable law. 15.4 Note: DPDP Act 2023 compliance obligations for collecting and processing student personal data in an online course context must be confirmed with a qualified Indian attorney. 16. COPYRIGHT COMPLAINTS 16.1 If you believe any Content in this Course infringes your copyright please contact Priya Sharma at [creator email] with full details of the claimed infringement. 16.2 Note: Copyright infringement notice and takedown obligations under the Copyright Act 1957 India and the Information Technology Act 2000 must be confirmed with a qualified attorney. 17. MODIFICATION OF TERMS 17.1 Priya Sharma reserves the right to update these Terms at any time. Material changes will be notified by email to enrolled students. 17.2 Continued access to the Course after notification of changes constitutes your acceptance of the updated Terms. 18. TERMINATION OF ACCESS 18.1 Priya Sharma may terminate your access to the Course immediately and without refund if you: 1. Breach any prohibited use provision in Section 6. 2. Share your account login with any other person. 3. Initiate an unauthorized chargeback after the refund period or after accessing 3 or more modules. 4. Breach community conduct standards. 5. Attempt to circumvent any IP protection measure. 19. LIMITATION OF LIABILITY 19.1 Priya Sharma's total liability to you under these Terms is limited to the total course fee of INR 12,000 paid by you. 19.2 Priya Sharma is not liable for any indirect, consequential, or economic loss arising from your use of or inability to access the Course. 19.3 Note: Limitation of liability clauses must comply with the Consumer Protection Act 2019 India and may not be enforceable in all circumstances. A qualified attorney must confirm before publishing. 20. GOVERNING LAW AND DISPUTES 20.1 Laws of Maharashtra India and the Consumer Protection Act 2019 govern these Terms. 20.2 Disputes will be addressed through direct negotiation in the first instance. If unresolved the matter may be referred to the applicable Consumer Disputes Redressal Commission in Mumbai. 21. CONTACT DETAILS Creator: Priya Sharma Website: priyasharmadigital.com Email: [creator email] For refund requests, account queries, and copyright notices. -------------------------------------------------- This Online Course Terms of Use draft was generated by an AI drafting tool as a structured preparation and documentation aid only. It does not constitute legal, financial, or tax advice. Course content is NOT professional advice. Results are NOT guaranteed. Always have this document reviewed by a qualified attorney before it is published or any student is enrolled. --------------------------------------------------