PRENUPTIAL AGREEMENT PLANNING DOCUMENT — INDEPENDENT ATTORNEY PREPARATION AID Document Ref: PAPD-2026-001 Date of Preparation: June 1 2026 IMPORTANT: This is a personal financial planning and preparation document only. It has no legal status of any kind. It is not a prenuptial agreement. Each partner must consult their own independent family law attorney before any agreement is discussed, drafted, or finalized. 1. OVERVIEW OF THE COUPLE'S SITUATION 1.1 Partners: Priya and Arjun, both based in Mumbai Maharashtra India. 1.2 The couple have been together for 3 years and are planning to marry in December 2026. 1.3 Both partners have independently built meaningful assets and careers before this marriage, which makes a thoughtful planning conversation particularly valuable for both of them. 2. PURPOSE OF THIS DOCUMENT This document is your personal preparation aid. It is designed to help both of you come to your respective independent attorney consultations feeling organized and clear about your own priorities. Having this financial conversation openly and with good professional support is a genuinely positive step that many couples find strengthens rather than complicates their relationship. Every section is a starting point for professional conversation, not a decision or commitment. 3. EACH PARTNER'S CURRENT FINANCIAL OVERVIEW Priya's financial overview: Residential apartment, approximate value INR 85 lakhs. Monthly income approximately INR 95,000 as a medical professional. Personal savings. Family heirloom jewelry received from grandmother. No significant debts noted. Arjun's financial overview: Ownership stake in a family business. Monthly income approximately INR 140,000. Personal savings. No significant debts noted. This is a preliminary summary for discussion with a professional only, not a verified financial statement. 4. SEPARATELY OWNED REAL ESTATE AND PROPERTY 4.1 Priya's apartment: A key question to raise with your attorney is how residential property owned by one partner before marriage is typically treated under applicable Indian family law and whether mortgage payments made during the marriage affect this. 4.2 Arjun's family business stake: This is addressed in the business interests section below. 4.3 Both partners should ask their attorney how separately owned property is typically documented and protected in a prenuptial planning context in Maharashtra India. 5. BUSINESS INTERESTS AND PROFESSIONAL ASSETS 5.1 Arjun holds a stake in a family business that has other shareholders. Key questions to raise with your attorney: How is a business ownership stake valued for prenuptial planning purposes? How does the presence of other shareholders affect how this asset is approached? Are there existing shareholder agreements that already address some of these questions? 5.2 Business-related prenuptial considerations are among the most complex areas of family financial planning. An attorney with specific experience in business and family law matters in India is particularly important for this topic. 6. INHERITANCE AND FAMILY WEALTH CONSIDERATIONS 6.1 Priya holds family heirloom jewelry received from her grandmother. Key question for her attorney: How are inherited personal items and heirlooms typically treated under applicable Indian law in a prenuptial planning context? 6.2 Both partners should ask their attorney how future inheritances from family members are typically addressed under applicable law. 7. INCOME, CAREER, AND FINANCIAL CONTRIBUTIONS 7.1 There is a meaningful income difference between Priya (INR 95,000 monthly) and Arjun (INR 140,000 monthly). 7.2 Priya has noted she may reduce her working hours after children. Key questions to raise with your attorney: How is a career reduction to support the family typically recognized under applicable law? What is the financial value of non-paid contributions such as caregiving and household management and how are these recognized? 8. FINANCIAL GOALS DURING THE MARRIAGE 8.1 Both partners want to manage finances jointly during the marriage. 8.2 Key topics to think through with your attorney and financial advisor: Will the couple maintain separate accounts, a joint account, or a combination? How will major financial decisions during the marriage be made together? How will Priya's income reduction period be financially managed? 9. THOUGHTS ON FINANCIAL ARRANGEMENTS IF THE MARRIAGE ENDS Key questions to raise with each attorney: How might separately owned assets brought into the marriage be treated under applicable Indian law if the marriage ended? How might assets built jointly during the marriage be addressed? If Priya has reduced her career to support the family, how would this be recognized? These are discussion questions for your attorney, not decided arrangements. Thinking about these questions before the wedding is a responsible and caring financial planning step for both partners. 10. EACH PARTNER'S STATED GOALS AND PRIORITIES Priya's priorities: Protecting her apartment and heirloom jewelry as separately owned pre-marriage assets. Having clarity about how her career contribution and potential reduction would be recognized. Managing finances jointly during the marriage. Arjun's priorities: Protecting his family business stake given the involvement of other shareholders. Managing finances jointly during the marriage. Having clarity about how pre-marriage assets would be treated. Areas of shared understanding: Both want to protect their pre-marriage assets, both want to manage finances jointly during the marriage, and both want financial clarity rather than uncertainty. 11. QUESTIONS TO RAISE WITH YOUR INDEPENDENT ATTORNEY Assets: How is a residential apartment owned before marriage typically treated under applicable Indian law? How is a business ownership stake with other shareholders approached in a prenuptial planning context? How are inherited personal items such as heirloom jewelry typically treated? Income and career: How is a career reduction to support the family typically recognized under applicable law? What does applicable Indian law say about financial contributions made outside of paid employment? Process: What is the process for a prenuptial financial planning arrangement in Maharashtra India? What timeline is recommended given a December 2026 wedding? 12. THE IMPORTANCE OF INDEPENDENT LEGAL ADVICE AND RECOMMENDED NEXT STEPS Each partner should separately contact a family law attorney in Mumbai who has experience in prenuptial financial planning. Starting well before December 2026 gives both partners the time they need to engage with this thoughtfully and without pressure. Gather your individual financial documents before your first attorney meeting. Many couples find that having this conversation openly and with professional support brings them closer by creating genuine financial transparency and clarity. Approaching it with the same care you bring to other important decisions in your relationship is the best possible foundation. This document is a preparation aid only. Everything here must be reviewed by each partner's own independent family law attorney before any decision is made. NOTE: This Prenuptial Agreement Planning Document was generated by an AI tool as a personal preparation and financial organization aid only. It does not constitute legal advice, family law guidance, financial advice, or any form of professional recommendation, and must not be treated or relied upon as a prenuptial agreement, legal document, or enforceable arrangement of any kind. Always consult your own independent family law attorney well in advance of your wedding date.