INPUTS: 3 money habits that changed my finances | TikTok | 20-30 year olds into personal finance | Followers | Casual and relatable SECTION 1 — HOOKS Hook A (Curiosity): "Nobody told me this about saving money in my 20s." — Rating: 9/10. Triggers "what did I miss?" response. Hook B (Bold Claim): "I saved $8,000 in 6 months on a $40K salary. Here's the 3 habits." — Rating: 8/10. Specific number builds instant credibility. Hook C (Question): "Why is everyone around you broke but you don't want to be?" — Rating: 7/10. Identity challenge, strong but polarizing. SECTION 2 — SCRIPT BODY Hook: Nobody told me this about money in my 20s. PAUSE. I used to think budgeting meant suffering. Then I changed 3 small habits — and saved $8,000 in 6 months. PAUSE. Habit one: pay yourself first — before any bill, any coffee, any night out. Habit two: automate your savings so you never see the money. Habit three: track every dollar for just 30 days — once. After that, you just know. SECTION 3 — CTA Variant A: "Save this for when you feel broke. It works." Variant B: "Follow for one money tip a week that actually makes sense." SECTION 4 — PRODUCTION NOTES Shots: talking to camera close-up, phone showing bank app, coffee shop background, split screen before/after savings. Caption: "Nobody told me this about money in my 20s. 3 habits that saved me $8K." Hashtags: moneytips personalfinance savingmoney financialfreedom moneyhabits savings budgeting 20s adulting broke Best time: Tuesday-Thursday 7-9pm local time.