EXAMPLE OUTPUT 1 — Finance/Investment: Topic: 5 money mistakes that keep people broke | Audience: Young adults 20-30 learning personal finance | Length: Short (5-7 mins) | Tone: Educational | Key message: Small daily habits destroy wealth silently HOOK Most people don't go broke from one big disaster. They go broke from five tiny mistakes they make every single day — and they don't even know it. By the end of this video, you'll know exactly what they are. And more importantly — how to stop. INTRO If you're in your 20s or 30s and you feel like money just disappears no matter how much you earn, this video is for you. I'm going to show you 5 financial habits that are quietly destroying your wealth — things no one talks about because they seem too small to matter. They're not. SECTION 1 — LIFESTYLE INFLATION Here's something wild: the more most people earn, the broker they feel. That's because of something called lifestyle inflation. Every raise, every new job — the spending goes up to match it. New phone. Better apartment. Nicer restaurants. The income grows but the savings stay flat. Fix: Before you spend a raise — save 50% of it first. Non-negotiable. SECTION 2 — PAYING YOURSELF LAST Most people pay bills, buy groceries, have fun — and save whatever's left. The problem? Nothing is ever left. The fix is brutally simple: pay yourself first. The moment your salary hits — 20% goes to savings. Automatically. Before you see it. SECTION 3 — SUBSCRIPTION CREEP Quick question. How many subscriptions are you paying for right now? Netflix. Spotify. That gym you haven't visited since January. That app you forgot you downloaded. The average person wastes $200+ per month on subscriptions they barely use. Go through your bank statement tonight. Cancel everything you haven't used in 30 days. SECTION 4 — BUYING DEPRECIATING ASSETS ON CREDIT The worst financial move of your 20s? Financing a car you can't afford. A car loses 20% of its value the moment you drive it off the lot. You're paying interest on something that's worth less every day. Rule: Never finance anything that goes down in value. SECTION 5 — NO FINANCIAL GOALS Saving money without a target is like driving without a destination. You'll go nowhere, get tired, and stop. Write down one specific financial goal with a deadline. Even $1,000 emergency fund by March. Goals make the sacrifice feel worth it. CONCLUSION Five mistakes. Lifestyle inflation, paying yourself last, subscription creep, financing bad assets, and having no goals. None of them are dramatic. But together — they're the reason most people never build wealth. Now you know. Now you can fix it. CTA If this opened your eyes, drop a comment below — tell me which mistake you've been making. And if you want part two covering how to actually start investing with $100, hit subscribe. That video drops next week.